The traditional physical bank branch is experiencing a sharp decline in its presence. Driven by the rise of online and mobile banking, consumers are increasingly preferring to virtual channels for their financial needs. This shift has led to a drop in branch establishments, and many institutions are consolidating existing branches to streamline cos

Free cash flow (FCF) represents a crucial metric for investors and business operators alike. It illustrates the real cash earned by a company after accounting for its operating expenses and capital expenditures. A strong FCF position can indicate a healthy and sustainable business, capable click here of investing. Understanding how to determine FC